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ATTENTION ALL MEDICARE RECIPIENTS AND CAREGIVERS:

Medicare is offering insurance coverage for prescription drugs through Medicare prescription drug plans. Insurance companies and other private companies will work with Medicare to offer these plans. These plans will help you save money on your prescription costs.

In order to get this prescription coverage, you must choose and enroll in a Medicare Prescription drug plan that meets your needs. Here's how you can get advantage of this new coverage:

  • Look over your current health insurance coverage. Are prescription drugs covered? What are your out of pocket costs?
  • Keep a list of the name, dosage, and cost of the prescriptions you use. Since different plans will cover different drugs, this will help you choose a plan that meets your prescription needs.
  • If you have a limited income, you may qualify to get extra help paying for a Medicare Prescription drug plan. Millions of people will qualify for a Medicare prescription drug plan with little or no premiums or deductibles, and low co-payments. This application for extra help is available through the Social Security Administration.
  • If you have prescription drug coverage through a former employer or union, check with your benefits administrator. Medicare prescription drug coverage may be different for you. If you don't use a lot of prescription drugs now, you still should consider joining. As we age, most people need prescription drugs to stay healthy. For most people, joining now means you will pay a lower monthly premium than if you wait to join until later.

Who can join?

Anyone with Medicare Part A and/or B can join a Medicare prescription drug plan offered in their area. If you are in a Medicare Advantage Plan (like an HMO or PPO), your plan may also offer drug coverage.

When can I join?

You can join a plan anytime. Your coverage will begin the first day of the month after the month you join.

How much does it cost?

Like other insurance, if you join, you will pay a monthly premium (generally around $37 in 2006) and a yearly deductible (up to $250 in 2006). You will also pay a part of the cost for your prescriptions, including a co-payment. Cost will vary depending on which drug plan you choose.

How much is Medicare prescription drug coverage worth?

Find out by using the Medicare Prescription Drug Plan Cost Estimator link below. By entering your monthly drug costs and the state you live, an estimate of your annual savings will be provided if you decide to join a Medicare prescription drug plan.

Medicare Prescription Drug Plan Cost Estimator

How can I get more information?
  1. Call your Pharmacy; our Pharmacists are available to assist you with questions and answers about the Medicare prescription drug program.
  2. Contact Social Security by phone 1-800-325-0778 or visit their website at: www.ssa.gov
  3. Contact Medicare by phone 1-800-MEDICARE or visit www.medicare.gov. Medicare can also provide the telephone number for your State Health Insurance Assistance Program (SHIP).
  4. Contact PAAD or Senior Gold by phone 1-800-792-9745 or visit http://www.state.nj.us/health/seniorbenefits/pbp/ (New Jersey residents ONLY).
  5. Visit the "My Medicare Matters" website - My Medicare Matters is a new, comprehensive national education program to help people with Medicare and their families understand the new Medicare Prescription Drug Coverage, assess their personal situation, understand their choices, compare plan options, and make the enrollment decision that is right for their health and financial situation. The National Council on the Aging (NCOA) and the Access To Benefits Coalition (ABC) sponsor My Medicare Matters, with support from AstraZeneca Pharmaceuticals LP.

Major Medicare Prescriptions Drug Plans accepted:

  • AARP
  • Aetna
  • Anthem
  • Blue Cross Blue Shield DE
  • Caremark
  • Catalyst
  • CIGNA
  • Claimspro
  • Community Care Rx
  • Coventry
  • Express Scripts
  • First Health
  • Health Net
  • Health Trans
  • HIP
  • Horizon
  • Humana
  • Maxor
  • Member Health
  • NMHCRx
  • Oxford
  • Pharmacare
  • Prescription Pathways
  • Prescription (Rx) Solutions
  • Prime Therapeutics
  • Regence Group
  • Script Save
  • Script Care
  • Silver Scripts
  • Simply Rx
  • Sure Script
  • SXC
  • Unicare
  • United Healthcare
  • Wellpoint
  • Wise Rx
  • WHI
  • Yourx